Well this was a bit odd - I wanted to see what this new safepay thing was, so I launched it, but I wasn't gonna buy anything - I just wanted to see how the program looked, so I closed it again. Upon closing, the picture I had chosen as my desktop background was gone and instead replaced by a faded black background.. I haven't tried restarting the PC yet, but I just think this is something a program shouldn't do in any case 
Anyone else that have experienced this?