Earlier tonight, around midnight, my android cell phone was sitting in my bedroom (away from me), and a text message was sent to me from Equifax saying there was a soft inquiry made against my credit account. I retrieved my phone at 1am , and that's when I saw this text. I attempted to check the Scam Copilot, and found all of the Scam Copilot options were disabled/inactive when this SMS message arrived. In addition, the app anomaly and download scanner were also inactive. The Scam Copilot options were enabled and working normally yesterday.
I am now left with having to try to figure out what happened.
Has anyone on here had the Scam Copilot be disabled for any length of time?
I am on an Android phone. There is no reason for a soft inquiry to arrive at midnight, when I haven't tried to open a credit account for 2 months.
I will need to contact Equifax in the morning, but I am concerned that the Scam Copilot system, which is supposed to stop scam attacks was offline when this happened.
Any advice or help will be greatly appreciated.