Thank you very much Gjoski for your quick and clear suggestions about cancelling subscriptions, and more importantly disabling the pesky 'auto-renewal' function that takes control of one's payments. However, in the meantime I have found my way through the convoluted and unnecessarily complicated Bitdefender subscription and payment system, and discovered that there is actually a very simple pathway to that end. All one has to do is discover it! Took me most of an entire frustrating day! Thanks once again for your excellent help. Breitie